Janet Gaither

How to Select the Payday Advance Lender that is Best for you

Although there are a great number of payday advance lenders available, you may want to take a moment to consider which payday advance lender best suits your individual needs. A payday advance is like any other type of short-term loan, as terms, condition... Read >

Why the Recession Has Renewed the Need for Payday Advances

The recession and the credit crisis of the last two years have made us stop and reconsider the way we handle and borrow money. Only a few years ago, we all enjoyed free-flowing, easy credit. Most of us could secure a credit card, a car loan and even a ho... Read >

Your Money Solutions are One Mouse Click Away with Online Payday Advances

We've all been in financially difficult situations: the rent is due and your paycheck is still a week away. Your car decided to die along the side of the road and you haven't exactly found space for a hefty car repair bill in your monthly budget. Your da... Read >

payday advance, guaranteed payday advance rates

When life strikes, it is reassuring to know that you do have options regarding your cash flow problems. We all know that payday advances can solve a variety of short-term cash flow problems, from unpaid rent to unforeseen monthly expenses, but there are ... Read >

Fighting Back Against Bank Fees with Payday Loans

Does this scenario seem fair? Payday loan companies are being restricted in many states, while banks continue to charge consumers outrageous fees. In fact, according to Daily Finance, the amount of profits banks enjoy from charging overdraft fees has do... Read >

Quick Cash is Easier than ever with Online Payday Loans

The convenience of the internet allows us to easily chat with friends, conduct business, shop for anything from clothes to sinks, and even apply for loans! Brick-and-mortar payday loan companies offer an easy application process and quick cash, while onl... Read >

The 4 Most Common Misconceptions about Payday Loans

Payday loans are a smart financial tool for individuals who find themselves in a financial pinch. Although they have been used successfully by countless Americans, they are still largely misunderstood. It doesn't help that many lawmakers have also been... Read >

Why States that Restrict Cash Advances Are Hurting the Public

Cash advance companies are regulated by the state in which they operate. In other words, each state has the ability to control how a cash advance loan company operates in their state. Some states appreciate the financial services cash advance companies p... Read >

When is a Cash Advance not the Solution to your Money Problems?

A cash advance can be the answer to your short-term money problems, and it is a smart way to avoid costly bank overdraft fees and credit card fees. Cash advance loans are mostly used in a responsible manner by consumers who understand the importance of pa... Read >

5 Reasons Why You May Not Qualify for a Cash Advance

Cash advances are a practical convenience that serve a useful purpose in today's society. They can help us in a financial pinch and can come in handy when other forms of credit or cash are not available or not practical. Even if you have poor credit, yo... Read >

The Top Five Reasons People Use Cash Advances

If your budget is tight and bills are due, where do you turn? For some people, that answer is credit cards or personal loans. But if your resources are limited and your credit is less than stellar, you must seek other options when your paycheck can't come... Read >

How Much is Too Much to Borrow for a Cash Advance?

If you are caught in a financial bind and your options are limited, you may consider a cash advance loan. Some of the reasons consumers turn to cash advances are to cover utility, rent and mortgage payments, to pay for home and car repairs, or to simply c... Read >

Borrow Wisely: Understanding your State’s Laws Regarding Cash Advances

Most states have adopted strict legislation for payday loan companies, all in an attempt to protect the consumer. It is, therefore, in your best interest to research your state's laws before applying for a payday loan. What Facets of Cash Advances are ... Read >

Payday Loan Consolidation – Is it Right for You?

Payday loans are a great convenience for many consumers caught in a negative cash flow situation. Payday loans are fast, simple and effortless, and they do not require a credit check, thereby making them a sensible solution for many Americans who have poo... Read >

Instant Payday Loans 101 – How Do They Differ from Traditional Payday Loans?

Let's face the reality: most of use payday loans because we are in urgent need of quick cash. We can't wait for the long application and approval process for a standard loan, yet we certainly don't want to ignore financial obligations that must be met. ... Read >